See how everything connects automatically—risk assessment, controls, and AML manual. Always inspection-ready, fully auditable.
Explore how Qapla helps you prove your AML compliance—from risk assessment to inspection readiness.
4 features
General Risk Assessment (GRA/ARB)
Get a complete, inspection-ready risk assessment document. The system calculates risk scores automatically as you evaluate business exposure, client segments, geographies, and delivery channels—all in one place.
This is example data. Your own AML structure is created automatically when you start the free trial.
4 features
Most firms have AML routines. But when inspectors arrive, they can't prove what they did.
Firms often have routines
Analysis of 29 Swedish accounting firms sanctioned by Länsstyrelsen shows: most firms already have AML procedures and checklists in place. They know what needs to be done and they do it regularly.
But when inspectors arrive, they cannot show:
Sanctions are a documentation and traceability problem
Firms are not sanctioned for lacking routines – they are sanctioned for not being able to prove them. Analysis shows 100% of sanctioned firms had risk assessment deficiencies, and 97% had documentation problems.
Example: Accountor received a 5,000,000 SEK fine for systematic deficiencies across all AML areas – not because they lacked routines, but because they couldn't prove compliance.
Everything you need to show inspectors is automatically linked, versioned, and auditable.
Risk assessment, routines, and manual are automatically linked. You don't need to connect them manually.
Every change is saved as a snapshot with date and approval. You can always show what applied on any specific date.
Complete audit trail for every action. Who approved what, when, and why—all automatically tracked.
Everything you need to prove your AML compliance—automatically linked, versioned, and inspection-ready.
Organization-level risk assessment evaluating business exposure, client segments, geographies, and delivery channels. Automated risk calculation eliminates manual scoring errors.
Proves compliance with AML Act Ch.2 §3
Structured client due diligence process with automated risk scoring. Complete client onboarding with risk-based classification (Low/Medium/High).
5-minute guided onboarding vs. hours of manual paperwork
Automatically generates firm-specific compliance policy document from GRA data. 90% auto-populated content reduces manual writing from days to minutes.
Proves compliance with AML Act Ch.2 §3
Tracks implementation status of 8 essential Swedish AML Act controls. Visual compliance completeness tracking with auto-verification for platform features.
40-50% auto-completed on signup
Automated screening of clients and beneficial owners against global PEP and sanctions lists via Roaring API. Non-blocking background screening—clients created immediately. Learn more about PEP and sanctions screening
Proves compliance with AML Act Ch.3 §6
Secure document upload, storage, and verification workflow for clients and beneficial owners. Complete document trail with approval/rejection workflow.
Complete audit trail for compliance audits
Powerful differentiators that set Qapla apart—automation, intelligence, and proactive compliance.
Separate EDD form workflow for high-risk clients requiring additional scrutiny. Automated EDD requirement detection and structured workflow.
Risk-based automation—only high-risk clients require EDD
Unified system for managing UBOs, board members, executives, and auditors. Complete beneficial owner identification and verification.
Single system replaces multiple spreadsheets and documents
Compliance checklist items auto-verify when platform features are used. C4 (PEP/Sanctions) auto-verifies when screening runs. C8 (Record-Keeping) auto-verifies—platform handles retention.
New firms start 40-50% complete
GRA and AML Manual are continuously editable (not versioned recreations). Users update existing assessments instead of starting from scratch. Real-time compliance monitoring.
Edit, don't recreate—always current
Automatically detects when business changes require GRA review (tier changes, first high-risk client). Proactive compliance—system flags when review needed.
Prevents compliance gaps from going unnoticed
Three steps – then you're always ready when inspectors arrive
You do your risk assessment and approve it. The system saves the date and who approved it – so you can always show when it was done.
You follow a simple checklist for your AML routines. The system automatically links the routines to your risk assessment – so inspectors see everything is connected.
Your AML manual is created automatically based on your risk assessment and routines. It updates when something changes – always current, always provable.
That's it. When inspectors arrive, you can show everything they need to see – immediately.
Focus on what matters: reduced risk, less work, and peace of mind.
Always be able to prove your AML routines. Reduce the risk of sanctions by having complete documentation and audit trails.
Learn more about AML complianceWhen inspectors arrive, you can immediately show what applied when, who approved it, and why. No scrambling, no stress.
The system handles versioning, tracking, and documentation automatically. Spend less time on compliance paperwork.
Simple, guided workflows that anyone can follow. No complex training needed—just follow the checklist.
Whether you have 10 clients or 1000, Qapla scales with you. The system handles complexity automatically.
Built specifically for Swedish accounting firms
Designed for real AML inspections and regulatory compliance
Common questions about Qapla's products and features.
Get our free AML checklist for accounting firms—and learn why checklists alone aren't enough during an inspection.
Download AML checklistFree download • No signup required
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