Free for one month, no credit card · Built for accounting firms

AML compliance that can be proven, not just claimed.

Most firms already do the right things. The hard part is proving it. Qapla keeps your risk assessment, routines, and AML manual linked, versioned, and ready to show when inspectors arrive.

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No credit card • No contract • Up and running today

Based on 29 Länsstyrelsen decisions (2020–2025)Covers all 8 controls in the Swedish AML ActInspection-ready from day one
The problem

Routines aren't enough. You must be able to prove them.

We analysed 29 firms sanctioned by Länsstyrelsen Stockholm (2020–2025). The conclusion is clear: they had routines. What they lacked was traceability.

Risk assessment
100%

of sanctioned firms had deficiencies in their risk assessment

Documentation
97%

had documentation deficiencies during inspection

Screening
97%

had deficiencies in screening against sanctions lists

Most firms already do the right things

Most firms already have AML procedures and KYC checklists. They know what needs to be done, and do it regularly in their day-to-day work.

But when inspectors arrive, they cannot show:

What applied on a specific date
Who approved the routines, and when
Which risk assessment the routines were based on
Complete audit trail of all AML actions
Version history of policies and procedures

Sanctions are a documentation and traceability problem, not a routine problem.

One of Sweden's larger accounting firms received a SEK 5,000,000 sanction, not for lacking routines, but for failing to prove them.

5,000,000 SEKof sanctioned firms had traceability deficiencies

Based on analysis of 29 firms sanctioned by Länsstyrelsen Stockholm (2020–2025)

The solution

Three steps. Then you're always ready.

01 / Risk assessment

Approve your risk assessment

The system guides you through the assessment and suggests wording along the way. You review, adjust, and approve. All supporting material is saved with date and responsible person, ready to show at inspection.

General risk assessment2026 · v 2.4
✓ Approved 14 Feb 09:41
02 / Manual & routines

Review and approve your AML manual

The manual is pre-filled based on your approved risk assessment. The system suggests content and routines: you read through, adjust, and approve. You never start from a blank page.

C1 — General risk assessment
C2 — Know your customer (KYC)
C3 — Monitoring and review
C4 — Reporting to the FI
C5 — Staff training
03 / Client due diligence

Add your clients

Enter client details and upload documents. The system automatically suggests a risk level and links the client to your risk assessment.

AML manualv 2.4 · 2026
3.2 Risk assessment process
3.3 Approval workflow

At inspection, you can show everything you need: directly, from one place.

The platform

How Qapla works: from risk assessment to inspection.

Four connected parts that together let you always show what applied, who approved it, and why.

Qapla / General risk assessment / 2026
● Approved
Risk matrix
The system suggests risk levels based on your business.
Bus. exposure
Low
Client segments
4 segments
Geographies
3 countries
Composite
2.3/5
Approved 2026-02-14 · M. Lindqvist (Chair)Snapshot saved, inspection ready

This is example data. Your own AML structure is built when you start the free trial.

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Why Qapla

Less work. Lower risk. Peace of mind.

Guided every step of the way, so your firm stays in control and can always prove it.

01

Lower sanctions risk

Sanctions hit firms that can’t prove their routines. With Qapla, you can always show what applied, who approved it: with an audit trail that speaks for itself.

02

Always inspection-ready

No scrambling when the regulator calls. Pick a date and see exactly what applied then: straight from the system.

03

Less administrative burden

The system handles versioning, tracking, and documentation automatically. Your team focuses on client work, not compliance paperwork.

04

Independent of your current setup

Works alongside Visma, Fortnox, or any other platform. No migration, no lock-in, no technical requirements.

05

Guidance, not just checklists

The system helps you reason through and formulate the right justification, not just tick boxes. That’s exactly what firms get penalized for missing.

06

Stay current, stay in control

When regulations or client circumstances change, the system guides your firm. You always stay in control, and can always prove it.

Plans & pricing

Start with one month free. No commitment.

8,000 SEK per year includes up to 50 active clients. Every feature is included. Beyond that, you pay 220 SEK per client per year.

Base price
Qapla

The full AML platform for your firm

8,000 SEK/year
Up to 50 clients included
  • All AML features
  • Automatic risk assessment
  • PEP & sanctions lists
  • Automatic AML manual
  • Complete audit trail
Start free
Additional clients

Same platform: scales with your client base

220 SEK/client · year
From client 51 onwards
  • Same features as the base price
  • Billed per active client per year
  • No plan change required
Start free
Enterprise

For larger organizations needing SSO, DPA, or dedicated onboarding

Contact us
SSO · DPA · onboarding
  • Everything in the standard plan
  • Dedicated onboarding
  • SLA & prioritized support
  • SSO & SCIM
  • Custom DPA
Contact us

No credit card · No commitment · Cancel anytime · Prices excl. VAT

Built on actual inspection decisions

Not assumptions: on how the County Administrative Board actually audits.

2020–2025
Decisions reviewed

29 authority cases analysed

We reviewed 29 closed County Administrative Board decisions (2020–2025) and mapped the most common deficiencies. The platform is built to close exactly those gaps.

8 / 8
Legal requirements met

All 8 controls covered

The AML Act requires 8 specific controls. Qapla covers all of them, including automatic PEP screening against EU, UN and OFAC lists.

100 %
Audit trail

Traceability the law requires

Every change, approval, and snapshot is saved automatically with date and signature. It's a legal requirement, Qapla handles it for you.

Inspection-ready in one working day.

Start free and build your AML structure step by step. No commitments: cancel whenever.

Start free→Download AML checklist

No credit card • No contract • Up and running today

Frequently askedquestions about AML

Questions come up. Here are the ones we hear most from Swedish accounting firms: honest answers without the jargon.

View all questions
Yes. The platform covers all 8 mandatory controls under the Swedish AML Act, risk assessment, client due diligence, PEP and sanctions screening, AML manual, and audit trail. Built based on how the County Administrative Board actually audits, not how we assume they do.